About the Program
</div>
<img src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/f60d2dfe-c51d-49b5-ae30-561c5292b5ed/Screen+Shot+2022-04-18+at+10.43.57+AM.jpg?format=original" alt="Mobile banking app screens showing a savings goal titled 'Rainy day savings' with a current balance of $980.00 and a goal of $3,000.00, with a 'Cashout' button and details about target date and savings category.">
Make saving money work for you
Whatever you’re saving for, QUBER has you covered.
Customize your saving experience to make growing your savings easier (and more fun!) than
it’s ever been before.
<img src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/a4133a2c-cd8e-4ff2-abc2-5e9904d9f772/Individuals_SavingFor_Banner.png?format=original" alt="Illustration depicting various elements including a siren light, a dog, a cat, a family with two children, money and documents, a map, and a house.">
</div>
<img src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/208ac60c-6286-4f33-a101-209913bbfba0/13.png?format=original" alt="Outline of a smartphone with a blue background.">
Budgeting apps aren’t correcting
your behaviour.
Most personal finance apps on the market
point out where you’ve made mistakes through
spending analytics but don’t do anything to
help you curb your behaviour before you act.
<img src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/2ac21cae-5a6b-4778-8364-e685f56a5938/14.png?format=original" alt="Wallet with a dollar coin above it, surrounded by arrows pointing outward in all directions">
You’re trying to curb your
impulsive spending.
You’re far from alone.
It can be tough to resist spending your extra cash
on non-essentials when your savings are
always easily accessible in minutes.
<img src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/dfceea63-2472-45ea-8bc3-056e7ef4d9df/15.png?format=original" alt="Blue circle with a white scare face with X eyes and a wavy mouth.">
You can’t seem to get focused
when it comes to saving.
You’ve probably never referred to saving money
as “fun”. Despite its importance, the habit of saving
has never stuck for you and you struggle to
put away more than the minimum.
</div>
Develop the habit of saving
Using QUBER, you’ll develop the habit of consistently saving money and customize it in a way that works for you. This will help you meet your daily needs more effectively, avoid taking on high-interest debt and achieve your long-term financial goals.
<img src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/4705b423-8124-4dd4-933a-9ef682be5ad6/Employers_AboutTheProgram_OffersFinancialEducation.png?format=original" alt>
Increase your financial literacy
Learn about a variety of topics from the world of personal finance, deepening your understanding of money management. Education is critical
to help you make confident, well-informed decisions
with your money.
<img src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/5057a8b5-226e-471d-9c71-67d536fd635a/Individuals_AboutTheProgram_ChanceToWin_Mesa+de+trabajo+1.png?format=original" alt>
Gain the chance to win cash prizes
You could win big just for saving money with QUBER! We give away cash prizes every month through our Save to Win contests and regularly run contests, surveys and more that offer ours users additional chances to win.
</div>
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<div class="list-item-content__description" style="
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"><p class style="white-space:pre-wrap;"><em>“I strongly recommend this app. I have been using it for about 2 months now and already saved over $100 without really noticing it. The only regret I have is to not have downloaded this sooner.”</em></p></div>
</div>
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<li class="user-items-list-carousel__slide list-item list-item-basic-animation" style="
padding-top: 9%;
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padding-left: 7%;
" data-is-card-enabled="true">
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margin-bottom: 4%;
width: 50%;
">
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<img data-image-focal-point="," alt="Five gold stars in a row" src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/b29a2085-bc5a-46ed-8589-bf32175c6923/Untitled+%28300+%C3%97+300+px%29+%28250+%C3%97+250+px%29.jpg" data-image="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/b29a2085-bc5a-46ed-8589-bf32175c6923/Untitled+%28300+%C3%97+300+px%29+%28250+%C3%97+250+px%29.jpg" data-image-dimensions="249x57" class="user-items-list-carousel__media" data-load="false" data-mode="none" data-use-advanced-positioning="true" elementtiming="nbf-list-carousel">
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<div class="list-item-content__description" style="
margin-top: 1%;
max-width: 100%;
"><p class style="white-space:pre-wrap;"><em>“Highly recommend!! Great app! Easy to set up and easy to cashout money if you need also. Actually made me start saving! You can customize your savings the way you want. I was really bad with money and I have now developed better habits with both spending and saving!”</em></p></div>
</div>
</div>
</li>
<li class="user-items-list-carousel__slide list-item list-item-basic-animation" style="
padding-top: 9%;
padding-right: 3%;
padding-bottom: 9%;
padding-left: 7%;
" data-is-card-enabled="true">
<div class="user-items-list-carousel__media-container" style="
margin-bottom: 4%;
width: 50%;
">
<div class="user-items-list-carousel__media-inner" data-media-aspect-ratio="original" data-animation-role="image">
<img data-image-focal-point="," alt="Five yellow stars in a horizontal row" src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/b29a2085-bc5a-46ed-8589-bf32175c6923/Untitled+%28300+%C3%97+300+px%29+%28250+%C3%97+250+px%29.jpg" data-image="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/b29a2085-bc5a-46ed-8589-bf32175c6923/Untitled+%28300+%C3%97+300+px%29+%28250+%C3%97+250+px%29.jpg" data-image-dimensions="249x57" class="user-items-list-carousel__media" data-load="false" data-mode="none" data-use-advanced-positioning="true" elementtiming="nbf-list-carousel">
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<div class="list-item-content__description" style="
margin-top: 1%;
max-width: 100%;
"><p class style="white-space:pre-wrap;"><em>“I love this app! Great financial tips! Has helped me along my financial wellness journey to save and create the habit of saving. Support is there if needed and my money is safe!”</em></p></div>
</div>
</div>
</li>
<li class="user-items-list-carousel__slide list-item list-item-basic-animation" style="
padding-top: 9%;
padding-right: 3%;
padding-bottom: 9%;
padding-left: 7%;
" data-is-card-enabled="true">
<div class="user-items-list-carousel__media-container" style="
margin-bottom: 4%;
width: 50%;
">
<div class="user-items-list-carousel__media-inner" data-media-aspect-ratio="original" data-animation-role="image">
<img data-image-focal-point="," alt="Five yellow stars in a row" src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/b29a2085-bc5a-46ed-8589-bf32175c6923/Untitled+%28300+%C3%97+300+px%29+%28250+%C3%97+250+px%29.jpg" data-image="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/b29a2085-bc5a-46ed-8589-bf32175c6923/Untitled+%28300+%C3%97+300+px%29+%28250+%C3%97+250+px%29.jpg" data-image-dimensions="249x57" class="user-items-list-carousel__media" data-load="false" data-mode="none" data-use-advanced-positioning="true" elementtiming="nbf-list-carousel">
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<div class="list-item-content__description" style="
margin-top: 1%;
max-width: 100%;
"><p class style="white-space:pre-wrap;"><em>“This app has helped me save almost $400 so far with hardly any effort on my part! I can save without thinking! And I love that it now syncs with my Fitbit for even more savings options! Highly recommend this is you're like me and have never been successful at putting money aside!”</em></p></div>
</div>
</div>
</li>
<li class="user-items-list-carousel__slide list-item list-item-basic-animation" style="
padding-top: 9%;
padding-right: 3%;
padding-bottom: 9%;
padding-left: 7%;
" data-is-card-enabled="true">
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margin-bottom: 4%;
width: 50%;
">
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<img data-image-focal-point="," alt="Five yellow stars arranged in a horizontal row" src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/b29a2085-bc5a-46ed-8589-bf32175c6923/Untitled+%28300+%C3%97+300+px%29+%28250+%C3%97+250+px%29.jpg" data-image="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/b29a2085-bc5a-46ed-8589-bf32175c6923/Untitled+%28300+%C3%97+300+px%29+%28250+%C3%97+250+px%29.jpg" data-image-dimensions="249x57" class="user-items-list-carousel__media" data-load="false" data-mode="none" data-use-advanced-positioning="true" elementtiming="nbf-list-carousel">
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<div class="list-item-content__description" style="
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"><p class style="white-space:pre-wrap;"><em>“Quber is a brilliant, stress-free way to save money. The amount you set to automatically come out of your bank really adds up and gets you closer and closer to your savings goal. The support staff are amazing! They answer your questions thoroughly and promptly.”</em></p></div>
</div>
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<div class="list-item-content__description" style="
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"><p class style="white-space:pre-wrap;"><em>“So I wanted to wait a few months to review and make any comments. This app is awesome, has totally curbed my impulse spending habits. This would be immensely valuable to young people just starting to take charge of their own personal finances.”</em></p></div>
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<div class="list-item-content__description" style="
margin-top: 1%;
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"><p class style="white-space:pre-wrap;"><em>“Now I’m saving and saving and it’s making a huge difference. My money story is shifting from scarcity into creating! Thank you for helping empower this.”</em></p></div>
</div>
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<li class="user-items-list-carousel__slide list-item list-item-basic-animation" style="
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margin-bottom: 4%;
width: 50%;
">
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<img data-image-focal-point="," alt="Five gold stars in a row." src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/b29a2085-bc5a-46ed-8589-bf32175c6923/Untitled+%28300+%C3%97+300+px%29+%28250+%C3%97+250+px%29.jpg" data-image="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/b29a2085-bc5a-46ed-8589-bf32175c6923/Untitled+%28300+%C3%97+300+px%29+%28250+%C3%97+250+px%29.jpg" data-image-dimensions="249x57" class="user-items-list-carousel__media" data-load="false" data-mode="none" data-use-advanced-positioning="true" elementtiming="nbf-list-carousel">
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<div class="list-item-content__description" style="
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"><p class style="white-space:pre-wrap;"><em>“I love the QUBER savings app. I’ve been using it for the last 8 months and have been able to successfully save over $2,100 as a result. Having savings in a separate account with automatic withdrawals has been a great way to keep that money safe and motivate me to keep saving... I highly recommend this app!”</em></p></div>
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Onboarding as part of a group?
→ If you’ve been invited to join a group to start saving within QUBER, follow these simple steps to get your account set up:
Download QUBER
Visit the App Store or Google Play and download QUBER on your mobile device.
Search for your group
When prompted, search for the group you’ve been invited to join. You may need to complete a short eligibility check (ex. provide an employee ID) to pass this step.
Create an account
Provide some basic personal information and verify your email address.
Link your bank account
Connect an external bank account to the app using your online banking username and password. This will be the account that money moves to The Vault from and receives any cashouts you make, so we recommend making it the account you receive your paycheque in.
Set your saving schedule
Select the saving frequency and start date of your choosing for your group Saving Challenge. Transfers from your linked bank account will proceed based on this schedule from the start date you select.
Open your QUBER deposit account
If you’re saving with us in the United States, you’ll need to open a QUBER deposit account to use the app. Provide some basic personal information so we can verify your identity with our banking partner.
<img src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/20f143cb-bb14-4bf1-83b9-7338ce6477f0/Screen+Shot+2022-10-03+at+2.55.35+PM.png?format=original" alt="A black and white QR code">
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</div>
<a href="/challenges" target="_blank"><img src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/3bfa377d-5045-495e-84fe-cb0c76402401/13.png?format=original" alt="Illustration of a person standing on a winner's podium, holding a trophy, with confetti falling around."></a>
Saving Challenges
Challenge yourself to develop the habit of saving money. When you complete a Challenge successfully, you’ll earn incentives!
<a href="/moneytalks" target="_blank"><img src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/56ad7f6f-f4a3-446f-8886-7002633450e4/14.png?format=original" alt="Hand holding a smartphone with a paper airplane icon flying from it, surrounded by financial and growth symbols including a rising graph, dollar signs, books, and a money bag, all set against a blue circular background."></a>
Money Talks
Increase your financial literacy by following our personal finance blog. We post new articles each month on topics that’ll get you thinking critically about your money.
<a href="/savetowin" target="_blank"><img src="https://images.squarespace-cdn.com/content/v1/5f0c7bd7d4370a12c0c75a06/2156f2cf-27de-4c3b-b3ab-971e61e7501c/10.png?format=original" alt="A person running beside a large green sack filled with gold coins and dollar signs, with more coins scattered on the ground."></a>
Save to Win
Save to Win is like a lottery, only you can’t lose. Earn draw ballots as you grow your Vault balance. You could earn a cash prize just for saving money!
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FAQ’s
Need to know more about connecting your bank, transaction linking or how to set up a Saving Jar? All this and more is answered on our FAQ’s page.